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Types of Deeds

It might come as a surprise, but all deeds are not created equal. There are actually four “types” of deeds: general warranty deeds, special warranty deeds, deeds without warranty and quitclaim deeds. Each contains a different level of warranty or guaranty of title ranging from the highest warranty level in …

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Safe Act Update and a Look into the Future with the Dodd Frank Bill

On August 12, 2010, Douglas Foster, the Commissioner of the Texas Department of Savings and Mortgage Lending, issued a memorandum that basically suspended application of the Texas SAFE Act with respect to an owner of real property who in any 12 consecutive month period makes no more than five mortgage …

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EPA Renovation Repair and Painting Rule

The Environmental Protection Agency (EPA) has promulgated new rules relating to renovation, repair and painting of houses and child occupied facilities built before 1978. These rules went into effect on April 22, 2010. However, the EPA recently decided to delay enforcement of the rules as to renovation and repair companies …

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Abstracts of Judgment

When a party to a lawsuit is awarded a money judgment against another party, the winning party does not yet have a lien on the losing party’s property. A money judgment is secured by a judgment lien only when an abstract of judgment is issued and recorded in accordance with …

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Is Seller Financing a Thing of the Past?

Yes and no. Until we know how state and federal regulations will be enforced, any seller wanting to finance a sale of residential property and any real estate licensee representing such a seller should proceed with caution. The same is true of any one wanting to make a loan secured …

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